Tips for Saving Money on Prescription Drugs

You might say the United States is a nation of pill poppers. Many adults take at least one prescription drug, but it's not uncommon for older people to be on five or more medications, according to the Centers for Disease Control and Prevention.

Even with insurance, drugs can be pricey. Without insurance, the cost may feel so exorbitant you may be tempted to skip or skimp on medication. Don't. There are ways to rein in the cost of prescription drugs.

Here are a few tips:

1- Get a free drug card from Nationale drug card. It is Free For Everyone, there is no health restrictions, No deductibles or co-pays, card is pre-activated, You can use the card immediately, The card never expires and it is accepted Nation wide. Take a look at there program here:  

Lose the spare tire

Obesity drives up medical costs, and much of the extra expense is prescription drugs used to treat chronic conditions such as high blood pressure and diabetes. But you can do something about it. Even a modest weight loss—say 5% to 10% of total body weight—could pack a huge payoff.

Shop around

Compare prices at pharmacies in your supermarket, retail stores, online, and via mail order. You can often find discounts for ordering a 30- or 90-day supply of medication. Take advantage of prescription discount programs.

Check your formulary

Depending on your insurer's formulary (a list of medications that are covered), the copayments for two similar drugs—for example, Crestor or Zocor to treat cholesterol—may be wildly different. To avoid paying for the pricier drug, you need options.

Confide in your doctor

Unfortunately, with the way our healthcare system is set up, it can be tough to comparison shop—even your doctor may not know what you'll end up paying for a prescription. But that doesn't mean he or she doesn't want to help you out.

Although it can be tough to admit cost is an issue for you, your physician would probably rather you did. One in five new prescriptions that are written are never filled, which drives doctors crazy.